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Articles, NewsletterFebruary 18, 2026

New Federal Reporting Requirements Impacting Certain Closings Beginning March 1

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🏁 𝐅𝐈𝐍𝐂𝐄𝐍 𝐔𝐏𝐃𝐀𝐓𝐄 𝐂𝐋𝐀𝐒𝐒 𝐅𝐎𝐑 𝐑𝐄𝐀𝐋 𝐄𝐒𝐓𝐀𝐓𝐄 𝐏𝐑𝐎𝐅𝐄𝐒𝐒𝐈𝐎𝐍𝐀𝐋

🏁 𝐅𝐈𝐍𝐂𝐄𝐍 𝐔𝐏𝐃𝐀𝐓𝐄 𝐂𝐋𝐀𝐒𝐒 𝐅𝐎𝐑 𝐑𝐄𝐀𝐋 𝐄𝐒𝐓𝐀𝐓𝐄 𝐏𝐑𝐎𝐅𝐄𝐒𝐒𝐈𝐎𝐍𝐀𝐋𝐒 🏁

Big changes are coming to real estate transactions.

Join George Brannon, Jr. and Lauren Contreras for an important FinCEN Update Class covering the new federal reporting requirements that became effective
March 1, 2026.

What we will cover:

• Who is impacted
• What information may be required
• How to prepare your buyers and sellers
• How to avoid closing delays

𝐖𝐞𝐝𝐧𝐞𝐬𝐝𝐚𝐲, 𝐌𝐚𝐫𝐜𝐡 𝟐𝟔 | 𝟏𝟎:𝟎𝟎 𝐀𝐌 – 𝟏𝟏:𝟎𝟎 𝐀𝐌

📍 Setco Services – Fort Walton Beach
228 Brooks St SE, Suite A
Fort Walton Beach, FL 32548

📩 RSVP: LContreras@SetcoServices.com

Stay informed. Stay prepared. Stay ahead of the
changes.

🏁 𝐒𝐞𝐭𝐜𝐨 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬 – 𝐘𝐨𝐮𝐫 𝐋𝐨𝐜𝐚𝐥 𝐓𝐢𝐭𝐥𝐞 𝐚𝐧𝐝 𝐂𝐥𝐨𝐬𝐢𝐧𝐠
𝐂𝐨𝐦𝐩𝐚𝐧𝐲 𝐀𝐥𝐨𝐧𝐠 𝐓𝐡𝐞 𝐄𝐦𝐞𝐫𝐚𝐥𝐝 𝐂𝐨𝐚𝐬𝐭 🎯
.
.
.
#InTheKnowWithSetco #WeAreSetco
#ClosingTheCoast #LoveWhereYouLive #ReadySetCO
💙

𝑻𝑶𝑴𝑶𝑹𝑹𝑶𝑾!!! | 𝐅𝐈𝐍𝐂𝐄𝐍 𝐔𝐏𝐃𝐀𝐓𝐄 𝐂𝐋𝐀𝐒𝐒 𝐈𝐍 𝐍𝐀𝐕𝐀𝐑𝐑𝐄 Imp

𝑻𝑶𝑴𝑶𝑹𝑹𝑶𝑾!!! | 𝐅𝐈𝐍𝐂𝐄𝐍 𝐔𝐏𝐃𝐀𝐓𝐄 𝐂𝐋𝐀𝐒𝐒 𝐈𝐍 𝐍𝐀𝐕𝐀𝐑𝐑𝐄

Important changes to federal reporting requirements for certain real estate transactions are now in effect as of March 1, 2026.

Join Lauren Contreras and Andie Hamilton for a helpful discussion on what these new FinCEN requirements mean for agents, buyers, and sellers.

This class will walk through the key information real estate professionals need to understand to keep transactions moving smoothly and avoid delays at the closing table.

𝐖𝐡𝐚𝐭 𝐰𝐞 𝐰𝐢𝐥𝐥 𝐜𝐨𝐯𝐞𝐫:
• Who is impacted
• What information is required
• How to prepare buyers and sellers
• How to avoid closing delays

𝐓𝐡𝐮𝐫𝐬𝐝𝐚𝐲, 𝐌𝐚𝐫𝐜𝐡 𝟏𝟐 | 𝟏𝟎:𝟎𝟎 𝐀𝐌 – 𝟏𝟏:𝟎𝟎 𝐀𝐌

📍 Setco Services – Navarre Office
6921 Navarre Parkway
Navarre, FL 32566

📩 RSVP: LContreras@SetcoServices.com

Stay informed so you can help guide your clients with COnfidence.

🏁 𝐒𝐞𝐭𝐜𝐨 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬 – 𝐘𝐨𝐮𝐫 𝐋𝐨𝐜𝐚𝐥 𝐓𝐢𝐭𝐥𝐞 𝐚𝐧𝐝 𝐂𝐥𝐨𝐬𝐢𝐧𝐠 𝐂𝐨𝐦𝐩𝐚𝐧𝐲 𝐀𝐥𝐨𝐧𝐠 𝐓𝐡𝐞 𝐄𝐦𝐞𝐫𝐚𝐥𝐝 𝐂𝐨𝐚𝐬𝐭 🎯
.
.
.
#InTheKnowWithSetco #WeAreSetco #ClosingTheCoast #LoveWhereYouLive #ReadySetCO 💙

𝐖𝐇𝐀𝐓 𝐎𝐔𝐑 𝐂𝐋𝐈𝐄𝐍𝐓𝐒 𝐀𝐑𝐄 𝐒𝐀𝐘𝐈𝐍𝐆 ⭐⭐⭐⭐⭐ At Setco Servic

𝐖𝐇𝐀𝐓 𝐎𝐔𝐑 𝐂𝐋𝐈𝐄𝐍𝐓𝐒 𝐀𝐑𝐄 𝐒𝐀𝐘𝐈𝐍𝐆 ⭐⭐⭐⭐⭐

At Setco Services, every closing is about more than paperwork. It is about people, trust, and making sure every client feels supported from start to finish.

Thank you to the clients who trust Setco Services to guide them through one of life’s biggest milestones. Your words mean the world to our team.

🏁 𝐒𝐞𝐭𝐜𝐨 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬 – 𝐘𝐨𝐮𝐫 𝐋𝐨𝐜𝐚𝐥 𝐓𝐢𝐭𝐥𝐞 𝐚𝐧𝐝 𝐂𝐥𝐨𝐬𝐢𝐧𝐠 𝐂𝐨𝐦𝐩𝐚𝐧𝐲 𝐀𝐥𝐨𝐧𝐠 𝐓𝐡𝐞 𝐄𝐦𝐞𝐫𝐚𝐥𝐝 𝐂𝐨𝐚𝐬𝐭 🎯
.
.
.
#InTheKnowWithSetco #WeAreSetco #ClosingTheCoast #LoveWhereYouLive #ReadySetCO 💙

If you want, I can also show you a higher engagement version of review posts that tends to get 2–3x more comments because it invites interaction from agents and clients.

𝐂𝐋𝐎𝐒𝐈𝐍𝐆 𝐃𝐀𝐘 𝐈𝐍 𝐃𝐄𝐅𝐔𝐍𝐈𝐀𝐊 𝐒𝐏𝐑𝐈𝐍𝐆𝐒 🏡💙 Some homes hol

𝐂𝐋𝐎𝐒𝐈𝐍𝐆 𝐃𝐀𝐘 𝐈𝐍 𝐃𝐄𝐅𝐔𝐍𝐈𝐀𝐊 𝐒𝐏𝐑𝐈𝐍𝐆𝐒 🏡💙

Some homes hold generations of memories.

This one was an inherited property for the seller, marking the closing of a meaningful chapter. Letting go is never just paperwork. It is history. It is family. It is stories tucked into walls.

And now, it begins again.

The home was sold to a young family ready to create new memories of their own. New laughter. New milestones. New beginnings under the same roof.

A special thank you to Teddy Stewart with Merrifield & Pilcher for representing the seller, and to Maria Shayhorn with Bastion Realty for representing the buyers.

And of course, Val making closing day steady, calm, and seamless in DeFuniak Springs 💙

Every closing tells a story.

🏁 𝐒𝐞𝐭𝐜𝐨 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬 – 𝐘𝐨𝐮𝐫 𝐋𝐨𝐜𝐚𝐥 𝐓𝐢𝐭𝐥𝐞 𝐚𝐧𝐝 𝐂𝐥𝐨𝐬𝐢𝐧𝐠 𝐂𝐨𝐦𝐩𝐚𝐧𝐲 𝐀𝐥𝐨𝐧𝐠 𝐓𝐡𝐞 𝐄𝐦𝐞𝐫𝐚𝐥𝐝 𝐂𝐨𝐚𝐬𝐭 🎯
.
.
.
#InTheKnowWithSetco #WeAreSetco #ClosingTheCoast #LoveWhereYouLive #ReadySetCO 💙

🏁 𝟑𝟎𝐀 𝐇𝐄𝐘, 𝐆𝐈𝐑𝐋 𝐖𝐀𝐋𝐊! 🏃‍♀️✨ 𝐓𝐎𝐌𝐎𝐑𝐑𝐎𝐖 𝟗𝐀𝐌!! Let’s

🏁 𝟑𝟎𝐀 𝐇𝐄𝐘, 𝐆𝐈𝐑𝐋 𝐖𝐀𝐋𝐊! 🏃‍♀️✨ 𝐓𝐎𝐌𝐎𝐑𝐑𝐎𝐖 𝟗𝐀𝐌!!

Let’s get those steps in, sunshine! We're kicking off the morning with movement, connection, and good vibes as we walk through beautiful Blue Mountain Beach.

📍 Starting Point: Setco 30A/Blue Mountain
2930 West County Highway 30A, Suite 101
Santa Rosa Beach, FL 32459
📅 Friday, March 6, 2026
⏰ 9:00 AM Sharp

Bring a friend, wear your comfy shoes, and let’s walk & talk along the Emerald Coast! 💙

🏁 𝐒𝐞𝐭𝐜𝐨 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬 – 𝐘𝐨𝐮𝐫 𝐋𝐨𝐜𝐚𝐥 𝐓𝐢𝐭𝐥𝐞 & 𝐂𝐥𝐨𝐬𝐢𝐧𝐠 𝐂𝐨𝐦𝐩𝐚𝐧𝐲 𝐀𝐥𝐨𝐧𝐠 𝐓𝐡𝐞 𝐄𝐦𝐞𝐫𝐚𝐥𝐝 𝐂𝐨𝐚𝐬𝐭 🎯
.
.
.
#30AHeyGirlWalk #InTheKnowWithSetco #WeAreSetco #LoveWhereYouLive #ReadySetCO 💙

𝐅𝐈𝐍𝐂𝐄𝐍 𝐔𝐏𝐃𝐀𝐓𝐄 𝐂𝐋𝐀𝐒𝐒 𝐈𝐍 𝐍𝐀𝐕𝐀𝐑𝐑𝐄 📚 Important change

𝐅𝐈𝐍𝐂𝐄𝐍 𝐔𝐏𝐃𝐀𝐓𝐄 𝐂𝐋𝐀𝐒𝐒 𝐈𝐍 𝐍𝐀𝐕𝐀𝐑𝐑𝐄 📚

Important changes to federal reporting requirements for certain real estate transactions are now in effect as of March 1, 2026.

Join Lauren Contreras and Andie Hamilton for a helpful discussion on what these new FinCEN requirements mean for agents, buyers, and sellers.

This class will walk through the key information real estate professionals need to understand to keep transactions moving smoothly and avoid delays at the closing table.

𝐖𝐡𝐚𝐭 𝐰𝐞 𝐰𝐢𝐥𝐥 𝐜𝐨𝐯𝐞𝐫:
• Who is impacted
• What information is required
• How to prepare buyers and sellers
• How to avoid closing delays

𝐓𝐡𝐮𝐫𝐬𝐝𝐚𝐲, 𝐌𝐚𝐫𝐜𝐡 𝟏𝟐 | 𝟏𝟎:𝟎𝟎 𝐀𝐌 – 𝟏𝟏:𝟎𝟎 𝐀𝐌

📍 Setco Services – Navarre Office
6921 Navarre Parkway
Navarre, FL 32566

📩 RSVP: LContreras@SetcoServices.com

Stay informed so you can help guide your clients with COnfidence.

🏁 𝐒𝐞𝐭𝐜𝐨 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬 – 𝐘𝐨𝐮𝐫 𝐋𝐨𝐜𝐚𝐥 𝐓𝐢𝐭𝐥𝐞 𝐚𝐧𝐝 𝐂𝐥𝐨𝐬𝐢𝐧𝐠 𝐂𝐨𝐦𝐩𝐚𝐧𝐲 𝐀𝐥𝐨𝐧𝐠 𝐓𝐡𝐞 𝐄𝐦𝐞𝐫𝐚𝐥𝐝 𝐂𝐨𝐚𝐬𝐭 🎯
.
.
.
#InTheKnowWithSetco #WeAreSetco #ClosingTheCoast #LoveWhereYouLive #ReadySetCO 💙

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