Your Transaction Disclosures
For most people, buying a home means securing a mortgage. During the mortgage application and closing process, you’ll receive a few different forms, intended to facilitate a more transparent transaction.
These forms include the Loan Estimate, Closing Disclosure and Settlement Statement. Generally, you’ll receive your Loan Estimate and Closing Disclosure from your lender, while your Settlement Statement will be provided by your title company, escrow officer or settlement agent.