setco services for real estate title in destin, seacrest, panama city and perdid key fl Closing Cost Calculator, Refinance and HUD Paperless Closernavigation About SETCO services and Real estate Title Team in Destin, Panama City, Perdido Key and Florida Escrow and Title Services for Realtors Escrow and Title Services for Lenders Escrow and Title Services for Buyers and Sellers in Florida Courier in Destin, Panama City, Perdido Key and South Walton

What's in a Name?

Well, there's a lot in ours. We're simply SETCO Services because if we included everything we do in our name, you'd still be reading it!

Here's a list of some of our services:

  • Insurance Policies for Owners
  • Insurance Policies for Lenders Interest in Real Property
  • Real Estate Closing Services
  • Title Insurance Issuance
  • Lien Searches for Current Owner Record Title Information
  • Construction Loans
  • 1031 Tax Exchanges
  • Purchase Money Mortgages
  • Refinances
  • Mortgage Purchases
  • Lot Purchases
  • Owner's and Encumbrance Reports (O&Es)
  • County Records


Visit one of our Offices:

Map Icon for SETCO's Title Offices in Destin, Panama City, Perdido Key and South WaltonClick on one of the Houses on the map to the right to learn more about our Title offices in Destin, Panama City Beach, Seacrest Beach and Perdido Key.

View SETCO Services Offices in a larger map.


The SETCO Team Provides Title and Escrow Services across Northwest Florida!

850-650-6161 | 866-24-TITLE (866-248-4853) - Fax 850-650-5817




George Brannon - Destin Title Agent
George Brannon Jr.
Chief Operating Officer

George Brannon, Jr. joined the company in January 2002 after attending the University of Mississippi. Initially, George's responsibilities included upgrading the company’s computer systems while, subsequently, assisting in opening real estate closing offices for the company. In mid 2003, after becoming a licensed Florida Title Agent, George, Jr. assumed the position of Senior Vice President, Operations. Aside from his many accomplishments within SETCO Services, George was recently named Vice Chair of Marketing for the Destin Chamber of Commerce, where he has been elected to a three year term.


Catherine Brannon - Destin Title Agent

Catherine Brannon
Chief Executive Officer

Catherine Brannon brings to her position over seventeen years experience in the title industry with a focus on marketing and business development. Catherine is a licensed Florida Title Agent as well as a proud, Registered Nurse. Catherine served as Senior Vice President of Marketing and Sales prior to taking over as CEO for SETCO Services. Catherine graduated from the University of Memphis, enjoyed an eighteen year career as a healthcare professional for several institutions including Methodist Health Systems and Federal Express, and raised four wonderful children, prior to moving to Florida. Catherine’s upbeat, energetic personality and her focus on customer service are unparalleled.  She utilizes this God-given ability to grow and maintain personal relationships with the goal of customer satisfaction.
Jeff Boll - Florida Closing Attorney

Jeff Boll

Attorney at Law

Jeff Boll joined the company in 2006 and is currently the Manager and Closing Attorney for the Perdido Key Office of SETCO Services. Jeff graduated from the University of Florida with a BSBA in Finance. He obtained an MBA from Samford University and graduated from Cumberland School of Law in May 2005. Jeff is a licensed attorney in Florida, Alabama and Mississippi.
Pam Jarvis - Destin Financial Manager Pamela Jarvis
Financial Manager

Pamela Jarvis, born in Ohio, moved to Destin in 1975 after marrying her high school sweetheart, charter boat captain, Gary Jarvis. Pam joined the company in 2001 as a Financial Manager after working as an Account Manager for Abbott Realty. As well as being a huge asset to SETCO Services, Pam manages Gary's charter boat, "Back Down2". Pam has three sons, Trenton, Tyler, and Bryce; a daughter-in-law, Miranda; and two beautiful grandsons, Garrett and Noah.
JoAnn Ferguson - Panama City Escrow Officer JoAnn Ferguson
Escrow Officer/Manager

JoAnn Ferguson moved to Destin, Florida in 1998 and began working with SETCO shortly thereafter. For the previous 26 years, JoAnn handled the accounts of two large Real Estate Companies in Stuart, Florida. JoAnn worked as a Processor and Closing Coordinator for major residential and commercial real estate developers in South Florida as well as for prominent law firms in that area. JoAnn is a Florida licensed Title Agent, and she is currently an Escrow Officer and the Office Manager of SETCO Services’ Seacrest Beach office.
Maureen Richardson - Panama City Escrow Officer Maureen Richardson
Account Representative

Maureen Richardson, Escrow Officer in Panama City Beach, joined SETCO Services in 2004. Maureen, born and raised in southern California, moved to Michigan for fifteen years before finally landing in Florida. Maureen thoroughly enjoys working for SETCO; however, on her time off, she enjoys reading, scrapbooking, visiting with friends, and going to beach with her husband of over twenty-five years, Bill Richardson.
Donna Furney - Panama City Closing Assistant Donna R. Furney
Closing Assistant

Donna Furney was born and raised in South Carolina. Donna then lived in Georgia for twenty-nine years before moving to Panama City Beach. Having previously worked for a well-respected, local title company in Panama City Beach, Donna brings ten years experience in the title and escrow industry to SETCO Services. Donna enjoys going to the beach, cooking, and spending time with her two grandsons.
Sherril Richardson - Panama City Closing Assistant Sherril Richardson
Closing Assistant

Sherril Richardson is a native of Panama City, Florida. Prior to joining SETCO in 2006, Sherril worked in Accounts Payable, Accounts Receivable, Payroll/HR, and as an Executive Assistant. Sherril learned the importance of organization as well as customer service. She enjoys working with people and strives to give them the best service possible. Sherril's hobbies include reading, sailing, umpiring baseball, and cooking and baking. Most importantly, Sherril loves being a mother and "Mema” to her six beautiful grandchildren.
Holly Jalbert - Destin Escrow Officer Holly Jalbert
Escrow Officer

Holly Jalbert, born in Michigan and raised in Plymouth, Massachusetts, moved to Fort Walton Beach in 2001. Prior to working in the title business, Holly was a Certified Nursing Assistant for fifteen years. Holly joined SETCO in 2004 and is currently the Escrow Officer in the Destin/Miramar Beach office. Holly is a proud mom to Michael Jalbert, born in September of 2007.
Pat Embree - Post Closing Manager for Destin, Panama City, Seacrest and Perdido Key Patricia A. Embree
Post Closing Manager

Patricia "Pat" Embree was born and raised in Holland, Michigan. Since leaving Michigan, Pat lived in Colorado, Texas, and Alabama before she and her husband, Scott, settled in Destin. Prior to joining SETCO in 2001, Pat worked for several years in the oil and gas industry as well as the title insurance business. Today, Pat is SETCO’s Post Closing Manager and a licensed Title Agent in the state of Florida.
Jinnifer Sullivan - Post Closing and Disbursing for Destin Jinnifer Sullivan
Disbursing/Post Closing

Jinnifer Sullivan, originally from Richmond, Indiana, moved to the Emerald Coast in 1984. Jinnifer is a mother to four beautiful daughters and a wife to her wonderful husband of eight years, John Sullivan. Jinnifer started out in banking in 1999 as a Post Closer. Wanting to learn the title and escrow side of the business, Jinnifer joined SETCO in 2004, and she hopes to become a licensed Title Agent in the near future. When she is not at SETCO, Jinnifer enjoys crocheting, cross stitching and reading.
Natalie Day - Closing Assistant in Destin and South Walton Natalie Day
Closing Assistant

Having joined SETCO after committing six years to Resort Interiors assisting their expansion team in opening three offices, Natalie Day aspires to learn the title industry. Natalie was born and raised in Destin and loves spending time with her husband, Andrew Day, and her beautiful daughter, Sydney, at the beach or boating with friends.
John Fox - Marketing for Title and Escrow Services in Destin, Panama City, Perdido Key and South Walton John Fox
Marketing

Born and raised in Memphis, Tennessee, John Fox is the father of 10 lovely children and 20 beautiful grandchildren. After retiring and moving to Destin, Florida with his wonderful wife, Edith Fox, John just wanted to play golf at the Santa Rosa Beach Club. However, being a World War II veteran, a Purple Heart receiver, a successful husband, father and businessman, our Uncle John realized that retirement was not for him. He joined SETCO Services as its only courier the day we opened our doors. Uncle John is not only our Uncle John, but also the Emerald Coast’s Uncle John. Because of this, he has recently changed roles to focus on Marketing for SETCO.
Lauren Cole - Marketing for Title and Escrow Services in Destin, Panama City, Perdido Key and South Walton
Lauren Cole
Marketing

Lauren Cole moved to Florida in 2006 after growing up in South Carolina. She received a Graphic Communications B.S. from Clemson University and recently earned her M.B.A from Troy University. She has worked in a variety of marketing and advertising roles, and joined SETCO in 2010 after spending close to four years as the Real Estate Marketing Manager for ResortQuest. Lauren and her husband welcomed their first daughter, Alexis, in 2009.

850-650-6161 | 866-24-TITLE (866-248-4853) - Fax 850-650-5817

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